Allegheny Home Improvement Loan Program
Loan Products Available

For those eligible for AHILP financing, we offer two loan products:

1. Emergency/Priority Loans. These loans provide timely financing for the repair of code violations or emergency conditions that present health and safety hazards.

Emergency/Priority Loan Information

Interest Rate

0%

Minimum Loan Amount

$1,000

Maximum Loan Amount

$10,000

Processing Fee

$0

Loan Term

12 months to 240 months

Collateral

Mortgage-secured

2. General Improvement Loans. These loans support the rehabilitation and improvement of residential properties. Recipients are required to utilize a portion of loan proceeds to correct code violations, if any, and to undertake lead-hazard remediation activities, if applicable. (See HUD’s Lead-Safe Housing Rule.) Remaining loan proceeds may be used for energy-related improvements and general property improvements. Examples of eligible work include but are not limited to:

  • Electrical and Plumbing
  • New/Remodeled Kitchens and Fixtures
  • Flooring
  • Retaining Walls
  • General Remodeling
  • Roofing
  • Lead-Hazard Reduction
  • Siding
  • New/Remodeled Bathrooms and Fixtures
  • Heating and Cooling Systems
  • Structural Repairs
  • Windows and/or Doors
  • Water/Sewer Line Connections/Tap-ins
  • Water/Sewer Line Repairs

General Improvement Loan Product Information

Interest Rate

1%

Minimum Loan Amount

$3,000

Maximum Loan Amount

$23,000

Processing Fee

$375.00 (may be financed as part of the loan)

Loan Term

12 months to 240 months

Collateral

Mortgage-secured

 

GRANTS AVAILABLE:

  • Limited and partial grants may be available and are determined on a case-by-case basis for limited code repairs, lead hazard control repairs, accessibility improvements and public sidewalk repairs.
  • Grants are only available as funding is available and are subject to change.